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Monday, 18 September 2017

NMIMS PGDBFM 3rd Semester Solved Assignment Solution




NMIMS Solved Assignment Answer sheet 
MBA Solved Assignment Solutions

Project Report & Thesis

Contact us: - Sunita

Mobile: - +91- 9632359315 / 080 – 48655842

Email: - mbacasestudyhelp.sunita@gmail.com

 
Commercial Banking System and Role of RBI
1. XYZ is the leading commercial bank in India. Due to various factors it is facing many challenges in the recent scenario. Discuss the areas on which banks need to focus for their sustenance.
2. As a risk control manager, highlight the risk prevention policies and measures against the Risk control/mitigation process in banks.
3. Assume you are ABC bank. In recent days Non-Performing Asset is giving a deleterious impact on the return on asset. As a bank, discuss-
a. The factors contributing to high level of NPAs in the Indian Banks.
b. The measures you will take to overcome this alarming issue.


NMIMS Solved Assignment Answer sheet 
MBA Solved Assignment Solutions

Project Report & Thesis

Contact us: - Sunita

Mobile: - +91- 9632359315 / 080 – 48655842

Email: - mbacasestudyhelp.sunita@gmail.com

 

Corporate Finance
Question 1
Lakme India is planning to launch a new product as “Lakme fair Skin Natural Mousse – Hydrating”. The company is planning to import machinery costing Rs100 lacs from Japan. The expected life of the machinery will be 10 years. The selling price per unit will be Rs 1250 and variable cost per unit will be Rs850. Further the company will have to pay Rs25lacs as fixed cost per annum. The fixed cost includes Rs10 lacs as depreciation. The company expects to sale 150000 units of the produced per year. Tax rate applicable is 50 %. The management of the company wants to know the cash flow associated with the equipment, as the CEO of the company emphasis that it is necessary to evaluate capital budgeting decisions. Do you agree? Give reasons supporting your answer and determine the cash flow generated (that is profit after tax+ depreciation) by the equipment.
Question 2
If you want to run your business smoothly, you should be capable enough to manage the working capital requirements of the business in an efficient manner. “Several companies like Dabur, Dell computers, Cadbury India realized the need of maintain an adequate level of working capital. Further they also have to identify the different types of working capital needed in their business at different points of time”.
This is the statement of CEO of M-Mart Ltd who is interviewing you for the position of finance manager. Do you agree with the statement of the CEO? Give reasons and conclude the same in an effective manner.
Question 3
Miss Kavvya is a successful entrepreneur of GEMS Pharma Ltd. The entrepreneur is looking to launch a new sunscreen cream in the market at a selling price of Rs275 per unit. The fixed cost determined for producing the product is Rs55700. The variable cost of producing the product is Rs165 per unit. Miss Kavvya wants to perform the cost volume profit analysis.
a) Discuss and explain the relevant tool, formula of CVP analysis applicable in the above mentioned case and how the cost will be broken down for performing such analysis.
b) If the sales are 800 units then what will be the profit generated by the business? What would be your advice, if the fixed cost is Rs95000 instead of Rs55700?


NMIMS Solved Assignment Answer sheet 
MBA Solved Assignment Solutions

Project Report & Thesis

Contact us: - Sunita

Mobile: - +91- 9632359315 / 080 – 48655842

Email: - mbacasestudyhelp.sunita@gmail.com

 


Cost and Management Accounting
1. Ashish had joined the labour control and payment system of Navneet Ltd. He was asked by his manager to prepare a report on the various activities involved in the cost accounting for the labour. Provide various inputs that he has to keep in mind while preparing the report.
2. ABC Ltd uses the LIFO method for recording inventory. The details of the company are as follows:
Jul-14
Particulars
1
Opening balance 400 liters @ ₹28.00 per litre
4
Purchased 300 liters @ ₹27 per litre
7
Issued 200 litres
10
Issued 300 litres
22
Purchased 490 liters @ ₹25.00 per litre
25
Issued 300 litres

Prepare a stores ledger account using the LIFO method and explain the relevance of this method.
3. To make 15 Kg. of a product, the standard materials required are as follows:
Materials
Amount
Price
A
10 kg @
8
B
3 Kg. @
10
C
2 Kg. @
12

During the month of July, 1,500 Kg. of the product was produced. The actual materials consumed were as follows:
Materials
Amount
Price
A
900 kg @
7
B
400 Kg. @
8
C
200 Kg. @
10

Calculate and interpret whether the variance is favourable or unfavourable:
a. Material Cost Variance
b. Material Price Variance


NMIMS Solved Assignment Answer sheet 
MBA Solved Assignment Solutions

Project Report & Thesis

Contact us: - Sunita

Mobile: - +91- 9632359315 / 080 – 48655842

Email: - mbacasestudyhelp.sunita@gmail.com

 


Marketing of Financial Services
Q 1) Explain the concept of Online Marketing of financial services. How is it changing the way financial services are sold in India?
Q2) A study has shown that Insurance agents in India have an incentive to recommend more expensive and less suitable products to consumers. Suggest a roadmap for the Insurance industry where there would be a win-win for both agents and the consumers.
Q 3) You are a Financial Planner. Your client Ashwin Aswani aged 40 years, married with 1 child requires your help to make some financial decisions. (You can make any assumptions to further build up your case.)
a) Ashwin wants to buy a Pure Risk Life Insurance cover. He is confused whether he should buy a ULIP, Endowment or a Term Plan. Recommend the product best suited for him giving valid reasons.
b) Ashwin wants to purchase a holiday home by liquidating his retirement savings fund and taking a home loan for the next 10 to 15 years. Ashwin wants your opinion whether this is an appropriate strategy for a Retirement Plan.

NMIMS Solved Assignment Answer sheet 
MBA Solved Assignment Solutions

Project Report & Thesis

Contact us: - Sunita

Mobile: - +91- 9632359315 / 080 – 48655842

Email: - mbacasestudyhelp.sunita@gmail.com


Retail Banking
Q.1. With reference to any one public sector bank and one private bank, discuss the top five banking products offered to Retail Banking customers.
Q.2. Recently there has been an advent of alternative banking channels being available at several locations. Give you views on whether these new distribution channels of banking are a boon for customers or are they too many unnecessary distribution of channels.
Q.3. Banking is one of the major service sectors in India. Customer satisfaction has been on the major performance evaluation parameters for the banks. Give your views on the following with reference to customer service given by banks
a) Between public sector banks or private banks, who do you think is better in providing better customer service and why? What should the other type of bank do to better themselves on customer service?
b) Nowadays almost all banking operations are being offered through mobile based applications. Do you think this is easily preferable by customers, or is it too much dependence on technology? Give your reasons.

NMIMS Solved Assignment Answer sheet 
MBA Solved Assignment Solutions

Project Report & Thesis

Contact us: - Sunita

Mobile: - +91- 9632359315 / 080 – 48655842

Email: - mbacasestudyhelp.sunita@gmail.com


Taxation Direct & Indirect
Question 1 Mr. Chattur, is a citizen of Germany came to India as a tourist in the previous year 2016-17 and stayed in India for a period of 162 days. He liked the south east part of the country and decided to explore all the tourist places there so he stayed in India throughout the year 2015 16. However, in the year 2013-14, 2014-15 he visited India in two International Conferences and his period of stay was 26 days and 18 days respectively. Discuss in the light of the various applicable provisions of Income Tax Act-
·        His residential status for AY2017-18 and the necessity to determine his residential status.

Question 2 Mr. Thakkar aged 38 years furnishes the following details with regard to his options exercised for tax planning purpose for the year ending as on 31.03.2017
a) Has taken Life insurance policy as on 30.4.2016 from Bajaj Alliance for a capital sum assured Rs.2.5 lacs, premium paid for the same Rs75000
b) Contribution made by a bearer cheque towards Public Provident Fund account of his father Rs20000
c) Paid Rs85000 to a friend towards housing loan on a property taken, the property is situated at Ratlam.
d) Subscription to units of mutual fund referred under section 10(23D) for Rs130000.
e) Contribution made towards Public Provident Fund account of his spouse Rs90000.
He wants to know about the gross total amount which he can claim as deduction while computing his total income. Are there any provisions available under the Indian Income Tax Act for the same? If yes, then discuss how the relevant provision will be helpful, give adequate reasons supporting the answer and also calculate the amount eligible for deduction under section 80 C.
Question 3 The Assessing officer in the decided case (GE Energy Parts Inc vs. ADIT, ITAT Delhi) examined the taxability of income of GE Overseas under the Act as well as the Double Taxation Avoidance Agreement. He did not accept the contention of the assessee that the sale consideration was not taxable in India as the title in respect of the equipment’s was transferred outside India and the payments were also received outside India. He held that a lot of activities relating to marketing and sales took place in India. Further, the negotiations of prices also took place in India. These facts, in the opinion of the AO, were clear indicators of the GE India securing orders for GE Overseas. He further found that GE Overseas, by remotely sitting in foreign countries, could not make any sales, without the active involvement of GE India. This was held to be a business connection of GE Overseas in India in terms of section 9 of the Act. The AO, therefore, held that all the profits did not accrue or arise to the assessee in the foreign soil, but part of such profits arising in India, corresponding to the activities carried out in India, was chargeable to tax under the Act. Such income accruing or arising was held to be liable to tax as per the provisions of section 5(2) of the Act. Simply put, the AO has made out a case that the GE overseas entities were having business connection under the Act as well as permanent establishment under the DTAA in India in all the years under consideration.
a) In the context of above mentioned cases, discuss what can be the objectives and importance of framing rules with respect to taxation of a business concern which operates in more than one nation from taxation perspective?
b) Elaborate, why the assessing officer is of the contention to treat GE India as a permanent establishment in the given case?


NMIMS Solved Assignment Answer sheet 
MBA Solved Assignment Solutions

Project Report & Thesis

Contact us: - Sunita

Mobile: - +91- 9632359315 / 080 – 48655842

Email: - mbacasestudyhelp.sunita@gmail.com


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